Coastal Capital Investments, Inc (CCI) is not a broker-dealer nor is it associated with any financial institution. CCI is a real estate and asset investment company that uses its own funds and those provided by qualified investors exclusively for the purchase of quality commercial and residential real estate assets. Our lending platform also pairs highly qualified (credit and financially) real estate investors with these qualified Private Lenders/Capital Partners. Please carefully consider investment objectives, risks and associated costs or expenses before investing with CCI. CCI provides qualified Capital Partners will real estate proposals detailing expected terms, rate of return and exit strategy being employed. Funds provided to CCI for its opportunities are typically fully collateralized and/or secured by real estate or a real estate portfolio. While real estate investments provide a strong level of security, they cannot be considered 100% guaranteed or insured and past performance is not a guarantee of future performance. Please ask specific questions and ask for more information before you consider any investment.
 

Determine Your Investment Strategy and Timeframe - Many factors should be considered before you make any investment. Real estate investing requires a clear understanding of your risk tolerance. You should also determine if you will require periodic investment returns or if you can wait to gain a potentially greater return on investment by waiting for a property to sell. Go into this or any other investment with clarity and confidence, after asking questions and getting answers that deal with your personal investment goals.

Be Confident In Who You Work With - The old adage is true, trust but verify. Be sure that the company or individual you entrust your real estate investment money to has a track record of success and living up to its claims. Remember that past performance is not a guarantee of future success. Your investment is not guaranteed and is not insured. A lack of past performance is also something to be concerned about. Remember that any investment is made up of risks and returns.

If You Desire to Build Your Own Real Estate Portfolio, You Are Building a Business - Investing in real estate carries with it a great potential for creating wealth and some risk factors. These include, but are not limited to, rising interest rates, increases in the costs of rehabbing properties, a softening in the real estate market, the failure of renters to pay rent on a timely basis, and other factors. Other risks, such as fire or title problems, can be insured against. If you wish to exit your investment early, you should be aware that a replacement investor will have to be found and the amount of time that will take may vary.

Invest with a Professional - The company you work with should know what they are doing and look under every rock! They should be hands-on and understand all the important aspects of finding, choosing, investing in, and selling real estate. Even the most professional company is run by humans and there may be mistakes made. Mistakes may increase costs and you should be prepared for this possibility. A track record of sound business judgment is something you should insist upon when you invest. A true real estate investor should be able to detail successful transactions as well as those that did not quite work out as initially expected. 

Adequate Insurance is Mandatory - Investment property brings liability. Whether you are providing CCI with funding for a specific opportunity or a portfolio, adequate insurance coverage is an absolute must! Be sure that the company you invest with or lend to obtains adequate insurance for its investment properties. If CCI is assisting you with building a portfolio, make sure every asset acquired has adequate insurance.

Document Your Investment - Ask about what kind of documentation the company provides. Do they offer a promissory note that details the investment you are making with them? Do they offer you a first or second mortgage on a specific investment property? Do they file the transaction with the appropriate real estate registry? Do they make UCC filings to properly record the transaction?

These steps do not guarantee a profit, but they are all important in operating a successful real estate investment business. It's all part of documenting who owns what and what everyone's rights and responsibilities are. Investment property can be one of the most rewarding aspects of your financial portfolio.

Be certain to have all your ducks in a row before you invest. Do your homework and work with professionals upon whom you can rely.

Be Honest with Your Realistic Expectations and Goals - Many issues that some investors have are that they are not realistic with their expectations. Analyze where you truly want to be and analyze the true opportunity.